Important Inventions/Discoveries ———- Scientist

1.Oxygen ———– Joseph Priestly

2.Positron ———– Anderson

3.Dual nature of electron ——–De Broglie

4.Photo-electric effect———–Einstein

5.Neutrino———–Pauli

6.Tuberculosis causing bacteria—–Robert Koch

7.Atom Bomb——Oppenheimer

8.Atomic Numbers——-Moseley

9.Atomic Theory——-Dalton

10.Calculus——Newton

11.Cloning——Ian Wilmut

12.DNA structure——-Watson & Crick

13.Electron——–J.Thomson

14.Fax machine———Alexander Bain

15.Fountain Pen——–L.E.Waterman

16.Galvanometer——-A.M.Ampere

17.HIV——–Mortagnier

18.Laser——-Gould

19.Lightning Conductor——-Benjamin Franklin

20.Logarithms——–Napier

21.Neutron——–Chadwick

22.Optical Fiber——Narinder Kapany

23.Periodic Table——Mendeleyev

24.Printing Press——-Gutenberg

25.Proton——-Rutherford

26. Quantum Theory—–Planck

27.Radio Telegraphy—–Marconi

28.Telegraph Code——Morse

29.Television——–J.L.Baird

30.Transistor——-Bardeen,Shockley&Brattain

31.Uranium Fission——Fermi

32.X-ray ——Wilhelm Roentgen

33.Bacteris——Leeuwenhock

34.Cholera,T.B germs——-Robert Koch

35.Circulation of blood ——-William Harvey

36.Leprosy Bacillus——–Hansen

37.Penicillin——-Alexander Fleming

38.Rabies vaccine—–Louis Pasteur

39.Rh-factor——–Karl Landsteiner

40.Vaccination——-Edward Jenner

41.Yoga———Patanjali

Web Toolbar by Wibiya

North America Market Turmoil & Financial Doldrums

=============================================

North America Market Turmoil  &  Financial Doldrums

==============================================

How it All Started ??

The Middle Class and the Lower Middle Class People who had their hard earned money….but did not have it enough as lump sum to purchase a Property/House.

So, these people became the bait for the Local or Small Loan Provider Companies who attracted them with Loans @ lower Rates of Interest and better beneficiaries.

This helped the Middle Class and the Lower Middle Class to stand with their Heads High and purchase a Property that they always dreamt about.

To name a few such Loan Providers in Indian Context :

- India Bull

- Sundaram finance….and many more

Floating @ Cloud #9

Foreseeing the Advantages and the Returns many people were attracted by these Loan Providers/Investment Brokers.

As days passed by the Investment broker which was dealing with counted few number of people….currently had around a 1000 (or lets say a million clients).

These Small Investors became budding Entrepreneurs in the Market.

The Banks always try to pull/attract a number of Customers for the Following Reasons :

- Competitive Market

- Increasing the Number of Customers

- Increasing the Revenue

- Increasing the Number of Shares and Dividends

Next, the Banks utilized the Foundation laid by the Investment Brokers and tried to feed upon it by sacrificing a few wealth as Commission to the Brokers.

In simple Words, the Private/Local Investment Brokers gathered all the Clients and did the paper work and background check and finally Handed over the Information to the Banks with some commission charged per Client.

As the Trend continued the Broker Companies became a Billion Dollar Company.

For e.g : Lets say the

Investment Broker  –>         XYZ ‘s Organization

Bank  –>         Lehman Brothers

Now, with the Increase in the Funds and the increase in the number of Clients the Bank tries to divide its wealth under 3 Heads(based on the valuable inputs provided by the giant Financial Consultants hired by the Organization) for the Investors to purchase from the Market :

Equities               —->       High Risk

Magenine           —->       Medium Risk

Senior                   —->       Low Risk

The Risk factor is based on the percentage of Returns we will be getting based on our Investment.

Because of the Shares available in the Market people try to avail it in huge numbers with their homework done for the returns.

Coming back to the Loan Brokers, they provide the Loans for purchase based on some Mortgage or security.

Lets say Mr.X purchased a house @ NewYork worth 50 lac Dollars with the help of the Loan Financed by Broker (lets say Sundaram Finance) which was finally handed over to Lehman Brothers.

And Finally!!!!!….

But due to some unforeseen circumstances and family problems Mr. X is  not in a position to Repay the Loan Amount worth 50 lac Dollars.

But in the meantime the price of the Land/House has increased over the years.

So, Mr X sold the house back to the bank with the present price @ 80 lac Dollars.

Finally, with a profit of 30 Lac dollars Mr.X repaid his Loans and lived Happily.

Similarly the neighbors of Mr.X started selling their property at a higher profit, and  a point of Saturation reaches where the Price of the Land/House starts declining and the in turn a Huge Loss is beard by the Bank (here Lehman Brothers).

Mr.X’s House which was worth 80 Lac dollars when he sold, now fell down to 30 Lac Dollars with the loss of 20 Lac Dollars beard by the Bank.

As the time progressed the Banks kept on bearing the Losses ad finally reaches the Dormant State which in Financial Term we call it as Bankruptcy State.(i.e it is not able to pullover the money that it had circulated in the Market)

The Aftermaths

Once the Bank has filed a Bankruptcy Statement, next the Government comes up with a Bail out Plan for the Rescue of the Financial Institution.

With the Bail Out Plan the Committee decide upon the Financial Help the Government will be extending to repay the Debts and keep the Institution “Alive and Kicking”.

Conclusion:

To summarize we see how the subprime Loans brought the Financial Calamity in the North America….with the downfall of years old Organizations like Lehman Brothers….and many more.

And we just can’t forget the Recession that followed this Big Bang Market Turmoil which engulfed not only North America but the entire World

PN : The informations shared above are based on the knowledge and inspiration gained from the Newspapers/Articles/Magazines and News Channels. The Author may be forgiven for any contradicting info.

Anger Management

====================

ANGER MANAGEMENT

====================

Anger is the emotion that comes into prominence or to the rescue when the Ego Factor is Struck. Its more of like a Self Defensive Step

There is nothing Bad and Illogical in getting Angry / enraged / agitated.

Being Human, a person is bound to walkover all the emotional Feelings or else he/she cannot be considered to be Normal.

The thing that really counts is “How do you play around with Anger – Anger Management”

There are several Factors upon which are the feeding ground for Anger

- Ego

- Confused state of mind

- Unexpected and Uncertain Situation which you never thought of facing

- Want to Utter Something but the Situation doe not permit you –> Result (as simple as it is) —> It bursts within (Anger)

Anger can be controlled by the following 3 simple Steps “ABC Approach”

- A – Antecedence

- B – Behavior

- C – Consequences

“A” – Antecedence

Having known yourself over the years try to capture the moment / instant where you feel agitated.

“B” – Behavior

The moment you get angry try to study its behavior where it wants to lead you..

“C” – Consequences

Having studied the behavior of your Anger think of the consequences you might face once led by the agitated behavior

Make a note of the ABC Pattern each time you feel agitated

Down the line this ABC Pattern can be used as a Reference to act upon the circumstances you come across.

The ABC Technique will be helpful in achieving your Long Term Goal.

But for a Quick Turnaround or Anger Management Approach the following Steps can be followed :

- Silence is the Best Weapon to Deal with Anger

- Get Isolated the moment you feel you are getting angry

- Though tough, Silence is the Best way to Deal with the Situation.

- Call your Dear friend and Bash him In and OUT about the person with whom you are getting angry. (Language no Bar and Slag no Horizon)

This is help you in bringing down the Agitation Level within controllable Limits

- Try to get hold of any Accessories around you (paper / pin). If you do ot get hold of any Stationary…Don’t Worry!!…Get Hold of your Thumb.

Having grasped your favorites Article, Press it up to the Maximum Extent you can go with.

This will help you in releasing the Anger from your body to the Accessory you got hold of.

In a way it will help you in diverting your mind and taking Rash decisions which may lead to unfavorable consequences

PN : It is based on the Inspiration from the discussion @ 104.8FM Chennai’s only English FM Radio Station

My First Blog!!

Hi Frndz…

This is my First Blog!!….Like every other net savvy person…I also tried to wet my hands with it!!…

Happy Blogging!!…